We help you identify and dispute inaccurate, outdated, or unverifiable items on your credit reports across all three bureaus — Experian, Equifax, and TransUnion. We also provide personalized credit strategies to help you rebuild and boost your score.

During a credit consultation, you can expect a review of your credit report, identification of errors or inaccuracies, and personalized advice and guidance on credit management and financial literacy.

• Full credit report analysis
• Disputes sent to all 3 bureaus
• Customized dispute strategies
• Secure client portal access
• Monthly updates via email/text
• Support with credit building & open debt planning

Most clients see noticeable results within 30 to 45 days, but full credit restoration may take 90 days or more depending on your profile. We work in dispute rounds, and some items may take more than one round to remove

Yes. Credit monitoring is required so we can track changes, submit disputes, and provide accurate updates. We recommend IdentityIQ or SmartCredit for real-time access.

You’ll receive an onboarding form, credit monitoring instructions, and access to your client portal within 24 hours. Then we’ll begin your first dispute round within 3–5 business days.

Yes! We address all negative items — including inquiries, collections, charge-offs, bankruptcies, repossessions, and late payments — as long as they’re inaccurate, outdated, or unverifiable.

Absolutely. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate information on your credit report. We operate fully within those legal rights to advocate for your profile.

Yes! We don’t just remove negative items — we help you build strong credit through personalized recommendations, secured card options, and tradeline strategies tailored to your goals.

For our clients, all we typically ask for is education, communication, and most importantly patience. When we submit disputes and challenges on your behalf, the bureaus and creditors will always respond directly back to you! For the purpose of your own privacy, creditors will never send the results of their investigations to us. Therefore, it is extremely important to maintain consistent communication with us so we can continue our work. When you receive a correspondence back, email that correspondence to us as soon as possible.

Yes, credit repair does work — when it's done correctly and ethically.

At Burch Consulting Group, we work to remove inaccurate, outdated, or unverifiable information from your credit reports, using your legal rights under the Fair Credit Reporting Act (FCRA). This can lead to real improvements in your credit score over time.

What credit repair can do:

• Dispute inaccurate or unverifiable negative items
• Help clean up your credit profile
• Provide strategies to rebuild and improve your credit health
  

What credit repair can't do:

• Remove accurate and verified negative accounts
• Guarantee instant results
• Erase a complete credit history without legal cause

Credit repair is a process, not a quick fix — but when done right, it can help you restore your credit and regain financial confidence.